Payment Processing Services
GlobalPay LTD provides merchants worldwide with a number of real-time payment processing solutions through our network of international banks and processors. Funds are paid directly, bank to merchant without any middlemen. Customers will be able to select from an array of payment methods when submitting an order with a GlobalPay merchant.
Merchants will be able to process:
- Credit cards
- Debit cards
- Gift cards
- Echeck payments
- ACH payments
- MOTO payments
- Shopping cart/API payments
- Recurring billing
- Payments with integrated affiliate tracking
Secure Processing Features
Our unique payment processing services allow merchants the ability to process their payments with several different solutions, allowing merchants to achieve the highest approval rates.
Merchants utilizing the GlobalPay LTD system will be able to process payments in multiple currencies depending on the customer. Merchants will have the choice of receiving settlement in multiple currencies as well.
GlobalPay LTD offers merchant services in the form of both aggregated or 3rd party accounts and direct MID accounts.
Aggregated or 3rd party accounts are used mainly for smaller or start up merchants without solid processing history. GlobalPay LTD uses aggregated accounts to process dozens of different merchants that would not be able to obtain a direct account. Once the merchants have increased their monthly volume while keeping their chargebacks low they are eligible for a direct merchant account however some merchants are setup in aggregated accounts for the life of their business.
Direct merchant accounts are reserved for merchants with strong processing history. Strong processing history would consist of merchants with; high volume, low chargebacks and a proven track record of solid payment processing, usually at least 6-12 months. A direct merchant account will have a unique descriptor, the merchant’s company or website name that will ultimately show up on the customer’s credit card or bank account statement. Unique descriptors greatly reduce chargebacks since customers easily recognize the charge.
Merchants are able to review their processing history and transactions easily online in real-time. Transaction reports are detailed and can be categorized by day, week or month. Merchants are given full control of reviewing their processing history. Merchants are also able to offer their own affiliate tracking system which will be integrated with their payment processing. Merchants will be able to view all affiliate activity inside of the payment gateway.
Merchant gateway tools include; detailed sales and statement reporting, ip location of customer transactions or gateway login, website traffic reports, affiliate reporting and customer service functions.
Integrated Fraud Protection
Fraud protection is a very important part of the GlobalPay LTD gateway. Transactions processed through the gateway are cross checked to make sure that only legitimate transactions are approved.
These fraud tools check:
- IP location
- Global telephone directories for address verification
- Positive or negative list (fraud list)
- AVS (address verification)
- CVV2 security match